Audi Tacoma: Making Applying for Credit for Your Car Loan or Lease Simple and Secure

Nothing about applying for credit should be difficult or painful. The auto finance process can be stressful enough without having to worry about how to complete a loan application. Our dealership has a philosophy regarding making everything streamlined and as simple as possible for all our Tacoma, WA customers. This includes our credit application. If you have had your eyes on a new Audi car, SUV, or something from our pre-owned lot, applying for financing will be simple. Audi Tacoma, located at 1701-B Alexander Avenue East, has an online application process that allows our Puyallup, WA customers to complete their financing application from the comfort of their own home.

Before You Apply

There are some factors to consider before you complete the finance application. For example, do you know what is on your credit report? All Bonney Lake, WA customers are entitled to get a free copy of their credit report every year, and before you apply for a major purchase, like a vehicle, you should know what is on there. Even though the three major credit agencies, Experian, Equifax, and TransUnion, are required to update their records, there is often old information that remains on credit reports, despite it not being accurate. Viewing your credit report allows you to see the information, file a dispute, and get it removed before it has any chance to impact your auto loan or lease. This is also true of any negative information that might be contained on the report. Knowing what negative information is on the report will allow you to resolve the issue and get it removed or dispute it for removal before it causes your auto financing any harm. Negative, or outdated, information can drive down your score and impact the interest rate and term of your financing. This could result in you paying significantly more in finance charges over the life of your auto loan. It may also mean you might not qualify for a top tier lease and end up with a higher monthly payment. It is not an overstatement to say that looking at your credit report and being active in taking care of any harmful information can save you thousands of dollars in the long run. If you are unsure what might be on your report, or if you haven't seen it in a while, take the time to look before you apply.

Easy to Use and Secure

The finance center wants our Olympia, WA customers to know that our online credit application is secure. Our dealership handles all your personal information with care and is very serious about your privacy and security. All the information you submit to us is encrypted and will only be seen by the finance professional and the bank or credit union that are trying to secure your auto financing. Your data will not be sold to a third party without your permission. In addition to being secure, our finance application is also very simple to complete. Whether you are applying for an auto loan or a lease, you can use this easy form to apply for credit. This credit application includes four sections. In the first section, you will be asked for your demographic information, like your name and address. The second section concerns your employment and social security number. If you have a cosigner, their data will be put in the third section and the fourth page has to do with your privacy. Please be completely accurate, as any inaccuracy could lead to delay or refusal of your application. Our finance team and lending partners will be using everything you submit to them to find a financing solution that works for you and your budget, so it is important that you can verify everything that you are putting in the application.

We Have Tools and Resources

Audi Tacoma, in Fife, WA, realizes that you may have many questions about the application and about auto finance in general. We have many tools and resources available for you. If you are interested in how the price of a vehicle impacts monthly payment, we have a payment estimator tool that can help you determine whether a vehicle you are interested in is affordable for you. We also have more information regarding special programs, leasing, buying, and payment options.

Do you prefer to speak to a person? Contact one of our friendly finance professionals today and get all your auto loan and lease questions answered.